About this loan
Centralus Revolving loan is designed for clients who need support for current liquidity and flexible cash-flow management. It provides access to funds as needed, with amounts from 300 KM to 20.000 KM and repayment over up to 12 months, tailored to the client’s current needs.
This loan offers a practical way to cover unexpected costs or temporary financial challenges. Clients can draw on funds repeatedly within the agreed limit, making planning and money management easier, with straightforward terms and transparent obligations.
Illustrative example and current annual percentage rate (APR) range
| Loan type | Loan amount | Repayment term | Nominal interest rate | Processing fee | APR range* |
|---|---|---|---|---|---|
| Centralus Revolving | 10.000,00 KM | 10 months | 25,99% fixed | 2% | 24,37%-60,54% |
Processing fee under the approved offer: 2%. Additional costs: promissory note 5,00 KM, certification 4,00 KM.
The stated annual percentage rates (APR) are calculated for both the maximum loan amounts and terms and the minimum loan amounts and terms.
Indicative instalment schedule
| CENTRALUS REVOLVING | |||||
|---|---|---|---|---|---|
| Loan amount | over 3 months | over 6 months | over 10 months | over 12 months | over 18 months |
| 300,00 KM | 103,00 | 52,70 | |||
| 500,00 KM | 171,70 | 87,80 | |||
| 1.000,00 KM | 343,40 | 175,50 | 108,40 | 91,70 | |
| 2.000,00 KM | 686,80 | 351,10 | 216,90 | 183,40 | 127,60 |
| 3.000,00 KM | 1.030,20 | 526,60 | 325,30 | 275,00 | 191,40 |
| 5.000,00 KM | 1.716,90 | 877,60 | 542,20 | 458,40 | 319,00 |
| 10.000,00 KM | 3.433,80 | 1.755,30 | 1.084,30 | 916,80 | 638,10 |
* The table shows the approved APR range for this product, rather than an individual APR calculation for the amount and term shown. Individual APR and final terms are stated in the standard information sheet and contractual offer. The instalment schedule retains the indicative values previously published on the website.
*MKD Centralus states/approves loans in KM indexed to EUR at the Central Bank of Bosnia and Herzegovina middle exchange rate on the date the agreement is drawn up.
This calculation is indicative and does not constitute a binding offer. Final loan terms may differ.
Documents, general business terms and standard information sheet
